Chase

IHG One Rewards Premier Credit Card

$99 annual fee
Track this cardApply on issuer siteOfficial terms

Some application links are affiliate links: NeatlySpent may earn a commission if you are approved, at no cost to you. It never changes which cards or offers we show. How we make money

Statement credits

  • Global Entry, TSA PreCheck or NEXUS Statement Credit$120 one time
    At Global Entry, NEXUS, TSA PreCheck

    Charge an eligible Global Entry, TSA PreCheck or NEXUS application fee directly to the card to receive one statement credit up to $120 every four years.

  • $100 statement credit and 10,000 bonus points each calendar year$100 per calendar year

    Spend at least $20,000 in purchases with the card during a calendar year to receive the $100 statement credit and 10,000 bonus points.

  • United Airlines TravelBank Cash$25 twice a year
    At United MileagePlus, United TravelBank Cash

    Complete the one-time registration at ihg.com/united through your IHG One Rewards account and link your United MileagePlus account to receive $25 deposits around January 5 and July 5.

    Enrollment required
  • DoorDash non-restaurant quarterly discount$10 per quarter
    At DoorDash

    Activate the card’s DashPass membership, remain enrolled, select the $10 discount in DoorDash at checkout, and pay with the card used to enroll on one qualifying non-restaurant DoorDash order each calendar quarter.

    Enrollment required
  • Monthly Instacart credit$10 per month
    At Instacart

    Activate the complimentary Chase Instacart+ membership with the card, keep an active Instacart+ membership, and use the card on an eligible Instacart purchase of $10 or more each month.

    Enrollment required

Other benefits

  • Trip Cancellation and Interruption Insurance

    Use the card for covered travel expenses and file a claim if a covered trip is canceled or cut short by a covered situation.

  • Lost Luggage Reimbursement

    Use the card for a covered trip and file for reimbursement if checked or carry-on baggage is lost, damaged or stolen.

  • Purchase Protection

    Purchase eligible new items with the card to receive coverage against damage or theft for the stated coverage period.

  • Baggage Delay Insurance

    Use the card for covered travel and seek reimbursement for essential purchases when baggage is delayed over 6 hours.

  • Complimentary Instacart+ membership

    Activate the complimentary Instacart+ membership on Instacart’s Chase cobrands page with the IHG One Rewards Premier Credit Card by December 31, 2027.

  • Automatic Platinum Elite Status

    Remain an IHG One Rewards Premier Cardmember with your IHG One Rewards membership account in good standing to receive Platinum Elite status.

  • Anniversary Free Night

    Redeem the Anniversary Free Night through IHG for an eligible IHG hotel night, with the option to add points for hotels above the cap.

  • Redeem 3 Nights, Get 4th Night Free

    Redeem points for a consecutive four-night IHG hotel Reward Night stay to receive every fourth night free at the same property during the same stay.

  • Diamond Elite Status after $40,000 annual spend

    Make purchases totaling $40,000 or more with the card in a calendar year to qualify for Diamond Elite Status through December 31 of the following year.

  • Save 20% on Reward Points Purchases

    Pay for eligible IHG One Rewards points purchases with the IHG One Rewards Premier credit card to receive the discount.

  • Early Access to IHG Reward Night Sales

    Use your IHG One Rewards cardmember eligibility to access IHG Reward Night sales when offered, subject to IHG communications and sale terms.

  • No foreign transaction fees

    Use the card for purchases made outside the United States to avoid foreign transaction fees.

  • Complimentary DashPass

    Add the card as the default payment method on DoorDash or Caviar and activate DashPass by December 31, 2027, then use the card at checkout for DashPass-eligible orders.

Earning

hotels direct10x IHG
dining5x IHG
gas5x IHG
travel5x IHG
everything else3x IHG

Offers available on this card