Terms of Service

Last updated September 12, 2026

By using NeatlySpent you agree to these terms.

What NeatlySpent is

An information service. Offer terms, benefit amounts, dates and card details are collected from issuer pages and public sources and maintained by automated research with human review. They can be wrong, change without notice, or be targeted to specific cardmembers. Always confirm terms with the issuer before relying on them.

Not financial advice

Recommendations are estimates based on the data we hold and the spend you describe. They are not financial, tax or legal advice. Card approval decisions are made by issuers.

Your account

You are responsible for keeping your login secure. Do not use the service to violate an issuer's or merchant's terms. We may suspend accounts that abuse the service.

Community content

Ratings and comments must be truthful and respectful. We may remove content and block abusive users.

Affiliate links

Some application links are affiliate links. See our advertiser disclosure.

Liability

The service is provided as is, without warranties. To the extent permitted by law, NeatlySpent is not liable for losses arising from reliance on the information shown.

Changes

We may update these terms; the date above shows the current version. Continued use means acceptance.

Contact: hello@neatlyspent.com.