United SM Explorer Card

Statement credits

• Global Entry, TSA PreCheck or NEXUS fee credit$120 one time
  At Global Entry, NEXUS, TSA PreCheck

  Charge an eligible Global Entry, TSA PreCheck or NEXUS application fee directly to the card to receive one statement credit every four years, up to $120.

• United Hotels credits$100 per cardmember year
  At United Hotels

  Book and prepay eligible hotel stays directly through United Hotels with the card using Pay Now to receive $50 back on each of the first and second qualifying stays, up to $100 each anniversary year.

• JSX statement credit$100 per cardmember year
  At JSX

  Book flights directly with JSX using the United Explorer Card to receive up to $100 back as a statement credit each anniversary year.

• Instacart credits$10 per month
  At Instacart

  Activate the complimentary Chase Instacart+ membership, keep an active Instacart+ membership, and use the United Explorer Card for eligible purchases made directly through Instacart to receive one $10 monthly credit.

  Enrollment required
• Rideshare statement credit$5 per month

  Enroll each year, then pay for rideshare purchases with the United Explorer Card to receive up to $5 back as a statement credit each month.

  Enrollment required
• 25% back on United inflight and Club premium drink purchases$0 per statement
  At United, United Club

  Pay with the Explorer Card for eligible food, beverages and Wi-Fi on United-operated flights or Club premium drinks to receive 25% back as a statement credit.

Other benefits

• Auto Rental Coverage

  Decline the rental company's collision insurance and charge the entire rental cost to the card for eligible theft and collision damage coverage.

• Purchase Protection

  Use the card for eligible new purchases to receive coverage against damage or theft for 120 days from the date of purchase.

• Lost Luggage Reimbursement

  Use the card for a covered trip to receive reimbursement for checked or carry-on baggage that is lost, damaged or stolen.

• Trip Cancellation and Interruption Insurance

  Use the card for covered prepaid, non-refundable passenger fares to be reimbursed if the trip is canceled or cut short by covered situations.

• Trip Delay Reimbursement

  Use the card for common carrier travel to be covered for unreimbursed expenses when travel is delayed more than 12 hours or requires an overnight stay.

• $100 United travel credit

  Spend $10,000 on purchases with the United Explorer Card within a calendar year to earn $100 in United TravelBank cash for future United or United Express flights.

• Baggage Delay Insurance

  Use the card for covered travel to be reimbursed for essential purchases when baggage is delayed over 6 hours.

• Avis or Budget United travel credits

  Book eligible Avis or Budget car rentals directly through cars.united.com and pay with the United Explorer Card to receive $25 in United TravelBank cash on each of the first two eligible purchases, up to $50 each anniversary year.

• Free first checked bag

  Include the primary Cardmember's MileagePlus number in the reservation and purchase eligible United- or United Express-operated tickets from United with the card, subject to stated exceptions.

• Priority boarding

  Include the primary Cardmember's MileagePlus number in the reservation to receive priority boarding on eligible United- and United Express-operated flights.

• 2 United Club one-time passes

  Use the one-time passes deposited into the primary Cardmember's MileagePlus Program account for one-time access to a United Club location, subject to United Club terms, access policies and space availability.

• Cardmember award pricing

  Book eligible United or United Express award flights with the primary Cardmember's MileagePlus account to receive discounted award pricing.

• 10,000-mile award flight discount

  Spend $20,000 on purchases with the card in a calendar year to earn one 10,000-mile award flight discount for eligible United or United Express award travel.

• Premier Qualifying Points

  Use the Explorer Card for purchases to earn 1 PQP for every $20 in net purchases, up to 1,000 PQP in a calendar year, toward Premier status qualification.

• Premier upgrades on award tickets

  If the primary Cardmember has MileagePlus Premier status and is traveling on an award ticket, they and one companion on the same reservation may be eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights.

• No foreign transaction fees

  Use the Explorer Card for purchases outside the U.S. to avoid foreign transaction fees.

• Extended Warranty Protection

  Use the card for eligible purchases with eligible U.S. manufacturer's warranties of three years or less to extend the warranty by one additional year.

• Visa Concierge

  Contact Visa Signature Concierge Service for complimentary 24-hour assistance; cardmembers are responsible for the cost of goods or services purchased.

• 3-Month Complimentary Instacart+ Membership

  Activate the offer with the eligible United Explorer Card between 3/23/25 and 12/31/27 to receive three complimentary months of Instacart+ membership, then automatic enrollment at 25% off the annual rate unless canceled.

Earning

Offers available on this card

• Chase rewards program
  60,000 UA